Bank RBK - News

16 January 2019 y. / 17:30

Financial statement for the 4-th quarter of 2018

12 October 2018 y. / 15:56

Financial statement for the 3-nd quarter 2018

27 August 2018 y. / 17:53

Financial statements for 2017 together with Independent auditor's report

13 July 2018 y. / 16:42

Financial statement for the 2-nd quarter 2018

13 April 2018 y. / 17:25

Financial statement for the 1-st quarter 2018

15 January 2018 y. / 18:00

Financial statement for the fourth quarter 2017

13 October 2017 y. / 17:30

Financial statement for the third quarter 2017

14 July 2017 y. / 10:44

Financial statement for the second quarter 2017

14 June 2017 y. / 10:26

Auditor's Financial statement for 2016 year

14 April 2017 y. / 12:51

Financial statement for the tfirst quarter 2017

16 January 2017 y. / 12:32

Financial statement for the fourth quarter 2016

13 October 2016 y. / 09:57

Financial statement for the third quarter 2016

13 July 2016 y. / 15:16

Financial statement for the second quarter 2016

15 June 2016 y. / 09:12

Auditor's Financial statement for 2015 year

14 April 2016 y. / 11:32

Financial statement for the first quarter 2016

19 January 2016 y. / 09:47

Financial statement for the fourth quarter 2015

14 October 2015 y. / 17:18

Financial statement for the third quarter 2015

14 July 2015 y. / 10:03

Financial statement for the second quarter 2015

9 June 2015 y. / 09:00

Audited financial statements for 2014

6 November 2014 y. / 12:26

Bank RBK has been granted the Visa principal member status

6 November 2014 y. / 12:26

Bank RBK has been granted the Visa principal member status

“Bank RBK” JSC (hereinafter – the Bank) informs that the Bank has been granted the status of a Principal member of the international payment system Visa International. This decision was adopted by the Visa Operating Committee at the meeting held on 10 September 2014 in Singapore.

The principal member license allows the Bank making direct settlements with Visa, confers the right to render processing services for other Kazakhstan commercial banks, as well as enables to develop acquiring service by installing own POS terminals at merchants.

In February 2012 the Bank obtained the status of associated member of Visa system. In January 2013 the Bank proceeded to issue own payment cards. As at 1 September 2014 the Bank issued 31604 payment cards. ATM network of the Bank as at stated date consists of about 50 units.

From opening of a card business direction the Bank is taking active part in marketing campaigns conducted by Visa in Kazakhstan.

“We hail the fact of upgrading of the status of our bank in Visa system and thank our partners for mutually beneficial cooperation. A payment card from Bank RBK has already proved itself in the Kazakhstan market to be practical and reliable personal finance management instrument. We have intention to further improve bank payment products on the basis of Visa by offering new options to our clients as far as relative technologies are developing in the world” – Irina Stepanova, the Managing Director of Bank RBK, emphasized.

***

“Bank RBK” JSCis the Kazakhstan universal financial institution having well-balanced development performances. The Bank has sufficient capital, high-grade asset and liability portfolios, adequate amount of provisions; it demonstrates stable return throughout a long period of time. The international rating agency Standard & Poor’s affirmed to the Bank long- and short-term counterparty ratings “В-/С” and national scale rating “kzBB-” (“Stable” forecast).

As at 1 September 2014 the Bank assets amounted to 378,1 billion tenge, loan portfolio – 267 billion tenge, clients’ funds – 312,5 billion tenge, including deposits of natural persons – 59 billion tenge. The Bank profit for January-August 2014 amounted to 1,7 billion tenge that exceeds twice the result for the similar period of the year 2013.

Offices of the Bank are operating in the cities of Astana, Almaty, Karaganda, Pavlodar, Shymkent, Ust-Kamenogorsk, and Ekibastuz.

Contact details for mass media:

Press Bureau of “Bank RBK” JSC
Tel.: +7(727) 330-90-30, ext.: 1518
shen_v@bankrbk.kz
www.bankrbk.kz

X

4 November 2014 y. / 14:36

Regarding change of shareholders and the Management Board of “Bank RBK” JSC

4 November 2014 y. / 14:36

Regarding change of shareholders and the Management Board of “Bank RBK” JSC

I. “Bank RBK” JSC informs that “Fund-Invest” Property Management Direction” LLP has become a major member of the Bank (owner of 18% voting ordinary shares). Transaction of purchase and sale of mentioned holding of shares was made in the secondary securities market. Under Regulation of the Management Board of the National Bank of the Republic of Kazakhstan No.171 dated 27.08.2014 “Fund-Invest” Property Management Direction” LLP has given consent to accept the status of a major member of the Bank.

Undoubtedly, appearance of the second major member among the shareholders of “Bank RBK” JSC will serve further development of the financial institution. By the present moment the structure of owners of the Bank has had such eminent domestic businessmen as Farid Lyukhudzyayev (major member of the Bank having 11% voting shares), Dinmukhamet Idrissov (9,9%), and Kairat Sharipbayev (9%).

II. The member of the Board of Directors of the Bank, Igor Mazhinov, has been appointed to be the Chairmanof the Management Board of “Bank RBK” JSC. This decision has been adopted on 4 November 2014 at the meeting of the Board of Directors of “Bank RBK” JSC. Marpu Zhakubayeva, who has been previously heading the Bank Management Board, has been appointed to be the First Vice-Chairman of the Management Board.

The main task of Igor Mazhinov as the Chairman of the Management Board will be implementation of a new strategy of the Bank development for the years 2015-2017.

“These changes signify transition of Bank RBK to a new stage of business development requiring mobilizing both financial and management resources. During several last months the process of formation of a powerful core of shareholders having high potential and invoked to be a driver for further quality growth of RBK took place in the Bank. Subject to the last transaction it may be stated that a core looked for is successfully formed”, – the consultant of the Board of Directors of “Bank RBK” JSC, Zhomart Yertayev, commented.

According to his version, over the last four years Bank RBK achieved impressive results, it has considerably strengthen its positions in the banking market of the country and formed weighty reserve for future growth. “The Bank management headed by with Marpu Zhakubayeva, who will continue to work in the position of the First Vice-Chairman of the Management Board, has a great merit in this success. Renewal and strengthening of the management team providing keeping succession in the management of Bank RBK is connected with a need for implementation of a new strategy of development of the financial institution for the years 2015-2017, which strategy sets the Bank more ambitious tasks”, – Zh. Yertayev added.

***

Mazhinov Igor Sharipkanovich

Bornon24 February1972.

In 1993 he graduated from the Kurgan Higher Military and Political Air Force Academy.
In 2001 he graduated from T. Ryskulov Kazakh Economic University in specialty “Finances and Credit”. He defended dissertation of the candidate of economic sciences in the Russian Science Academy (Moscow).

In different years he held executive positions in “Vertex” OJSC, “Alliance Bank” JSC, “Dostyk Hotel” JSC, “HOZU Corporation” LLP, he is the member of the Board of Directors of “Bank RBK” JSC.

He was awarded with medal “Shapagat” presented for active and fruitful charity work and mercy, as well as anniversary medal “20 Anniversary of Independence of the Republic of Kazakhstan” according to the list of Nur Otan party.

He is the Head of the Board of Trustees of mini-football club “Kairat”, one of organizers of the football club “Megasport” (present name – FC “Astana”).

***

“Bank RBK” JSCis the Kazakhstan universal financial institution having well-balanced development performances. The Bank has sufficient capital, high-grade asset and liability portfolios, adequate amount of provisions; it demonstrates stable return throughout a long period of time. The international rating agency Standard & Poor’s affirmed to the Bank long- and short-term counterparty ratings “В-/С” and national scale rating “kzBB-” (“Stable” forecast).

As at 1 October 2014 the Bank assets amounted to 365,4 billion tenge, loan portfolio – 278,8 billion tenge, clients’ funds – 306,6 billion tenge, including deposits of natural persons – 64,1 billion tenge. The Bank profit for January-September 2014 amounted to 1,9 billion tenge that exceeds by 82% the result for the similar period of the year 2013.

Offices of the Bank are operating in the cities of Astana, Almaty, Karaganda, Pavlodar, Shymkent, Ust-Kamenogorsk, and Ekibastuz.

Contact details for mass media:

Press Bureau of “Bank RBK” JSC
Tel.: +7(727) 330-90-30, ext.: 1518
shen_v@bankrbk.kz
akhremushkin_v@bankrbk.kz
www.bankrbk.kz

X

7 October 2014 y. / 12:25

Bank RBK has implemented a creative day for employees of the front office and transferred them to 32-hour working week

7 October 2014 y. / 12:25

Bank RBK has implemented a creative day for employees of the front office and transferred them to 32-hour working week

From 6 October of the current year four-day working week is fixed in “Bank RBK” JSC (hereinafter – the Bank) subject to preservation of previous level of labour remuneration for employees of such direction as retail lending, cash operations, and operating subdivisions of branches. It is subsequently planned to transfer employees of other subdivisions of the Bank, including the head office, to a new work schedule.

The fifth (creative) day in the working schedule of mentioned employees is invoked to further their self-development, advanced training and psychological relief.

This decision is a party of the Bank development strategy for the years 2015-2017, within the framework of which paramount attention is paid to the issues of improvement in quality of human capital assets. The Bank management is sure that novation will further enhancement of efficiency of work, especially those directions employees of which are directly liable for customer servicing.

“What does an employee of the Bank get from such novation? Much free time with previous level of salary and bonuses. Time for him/herself, for his/her family, for self-development and learning new that lays the foundation for further career growth and increase in personal incomes. The society gets more well-paid working places that solves the problems of employment for people having profile banking education,” – the consultant of the Board of Directors of “Bank RBK” JSC, Zhomart Yertayev, commented.

The project of transformation of training center of the Bank into corporate university of RBK, which will solve tasks of both training of new staff members and rendering methodological and psychological assistance for all acting employees, is aimed at development of professional level of employees.

“I am pleased to understand that we use the best world practices in our work and, in particular, in human capital assets management. Moreover, as for 32-hour working week, Bank RBK, as a representative of private banking business, is the first to do so. I am sure that this will serve both success of our bank and each of us! – Zh. Yertayev noted. – You can often hear statements that a company core asset is its employees. We took a step further and made real investments in that asset, as introduction of four-day working week requires recruiting additional specialists. It is not possible to make the best bank for clients until it is the best for employees”.

“It should be noted that the standard schedule of services providing for clients remained unchanged – from Monday to Friday, and some offices of “Bank RBK” JSC are operating according to 6-7-day schedule.

Please, see here the full speech of Zh. Yertayev to employees of “Bank RBK” JSC regarding introduction of 4-day working week for separate categories of employees of the Bank.”
***

“Bank RBK” JSCis the Kazakhstan universal financial institution having well-balanced development performances. The Bank has sufficient capital, high-grade asset and liability portfolios, adequate amount of provisions; it demonstrates stable return throughout a long period of time. The international rating agency Standard & Poor’s affirmed to the Bank long- and short-term counterparty ratings “В-/С” and national scale rating “kzBB-” (“Stable” forecast).

As at 1 September 2014 the Bank assets amounted to 378,1 billion tenge, loan portfolio – 267 billion tenge, clients’ funds – 312,5 billion tenge, including deposits of natural persons – 59 billion tenge. The Bank profit for January-August 2014 amounted to 1,7 billion tenge that exceeds twice the result for the similar period of the year 2013.

Offices of the Bank are operating in the cities of Astana, Almaty, Karaganda, Pavlodar, Shymkent, Ust-Kamenogorsk, and Ekibastuz.

Contact details for mass media:

Press Bureau of “Bank RBK” JSC
Tel.: +7(727) 330-90-30, ext.: 1518
shen_v@bankrbk.kz
akhremushkin_v@bankrbk.kz
www.bankrbk.kz

X

16 September 2014 y. / 13:24

Bank RBK has been granted the Visa principal member status

16 September 2014 y. / 13:24

Bank RBK has been granted the Visa principal member status

“Bank RBK” JSC (hereinafter – the Bank) informs that the Bank has been granted the status of a Principal member of the international payment system Visa International. This decision was adopted by the Visa Operating Committee at the meeting held on 10 September 2014 in Singapore.

The principal member license allows the Bank making direct settlements with Visa, confers the right to render processing services for other Kazakhstan commercial banks, as well as enables to develop acquiring service by installing own POS terminals at merchants.

In February 2012 the Bank obtained the status of associated member of Visa system. In January 2013 the Bank proceeded to issue own payment cards. As at 1 September 2014 the Bank issued 31604 payment cards. ATM network of the Bank as at stated date consists of about 50 units.

From opening of a card business direction the Bank is taking active part in marketing campaigns conducted by Visa in Kazakhstan.

“We hail the fact of upgrading of the status of our bank in Visa system and thank our partners for mutually beneficial cooperation. A payment card from Bank RBK has already proved itself in the Kazakhstan market to be practical and reliable personal finance management instrument. We have intention to further improve bank payment products on the basis of Visa by offering new options to our clients as far as relative technologies are developing in the world” – Irina Stepanova, the Managing Director of Bank RBK, emphasized.

***

“Bank RBK” JSC is the Kazakhstan universal financial institution having well-balanced development performances. The Bank has sufficient capital, high-grade asset and liability portfolios, adequate amount of provisions; it demonstrates stable return throughout a long period of time. The international rating agency Standard & Poor’s affirmed to the Bank long- and short-term counterparty ratings “В-/С” and national scale rating “kzBB-” (“Stable” forecast).

As at 1 September 2014 the Bank assets amounted to 378,1 billion tenge, loan portfolio – 267 billion tenge, clients’ funds – 312,5 billion tenge, including deposits of natural persons – 59 billion tenge. The Bank profit for January-August 2014 amounted to 1,7 billion tenge that exceeds twice the result for the similar period of the year 2013.

Offices of the Bank are operating in the cities of Astana, Almaty, Karaganda, Pavlodar, Shymkent, Ust-Kamenogorsk, and Ekibastuz.

Contact details for mass media:

Press Bureau of “Bank RBK” JSC
Tel.: +7(727) 330-90-30, ext.: 1518
shen_v@bankrbk.kz
www.bankrbk.kz

X

4 September 2013 y. / 15:47

Bank RBK Increases the Number of Authorized Common Stocks by 2 million stocks

4 September 2013 y. / 15:47

Bank RBK Increases the Number of Authorized Common Stocks by 2 million stocks

JSC “Bank RBK” (hereinafter referred to as the “Bank”) informs that on September 2, 2013 the Extraordinary Meeting of the Bank’s Shareholders has resolved to increase the number of its authorized common stocks by 2 million items.

Currently the volume of the Bank’s placed common stocks is 1,5 million items, preferred stocks – 500 thousand stocks.

The systematic capital expansion is a part of the Bank’s development strategy allowing to maintain the adequate equity capital ratio to growing assets. In particular, till the end of the current year already the Bank plans to increase its equity capital up to 21,6 billion tenge (the current value as of September 1, 2013 is 15,8 billion tenge), including due to placement of common stocks to the amount of 5 billion tenge. The regulatory capital according to the results of 2013 will amount 26,3 billion tenge. During the next two years (2014 and 2015) it is planned to place stocks to additional 5 billion tenge annually from the announced volume.

“Authorized capital increase provides the Bank with the opportunity to improve its competitiveness at the market. The attracted funds will be used for financing of the corporate sector of economy and lending to Kazakhstan small- and medium-scale enterprises”, – stated the Independent Director, the Member of the Board of Directors of Bank RBK Mr. Anvar Saidenov.

As of September 1, 2013 the Bank’s assets amount 172,9 billion tenge, the loan portfolio – 112,7 billion tenge, the customers’ funds – 142,0 billion tenge, including physical persons’ deposits to the amount of 26,7 billion tenge. The income received by the Bank for the passed 8 months of 2013 amounts 838,7 million tenge, which is by 473% exceeds the indices for the similar period of 2012.

***

JSC “Bank RBK” is a universal Kazakhstan financial institution with the balanced development features. The Bank has sufficient capital, high-class assets and liabilities portfolios, adequate provisions, it has demonstrated a stable profit-earning capacity for a long period of time. The international rating agency “Standard & Poor’s” assigned the Bank with the long-term and short-term counteragent ratings of “В-/С”, and the rating under the national scale at the level of “kzBB-” (forecast “Stable”).

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6 June 2013 y. / 11:31

Bank RBK announces financial results for 2012

6 June 2013 y. / 11:31

Bank RBK announces financial results for 2012

On 30 May 2013 the General Meeting of Shareholders of “Bank RBK” JSC (hereinafter referred to as “the Bank”) has approved the audited financial statements for 2012 prepared according to the international standards.

Basicfinancialperformances

Assets – 88,7 billion tenge
Credits and advances to clients (gross) – 67,3 billion tenge
Clients’ funds– 73,0 billion tenge
Capital– 15,4 billion tenge
Profit– 400,6 million tenge

Assets
Due to adopted successful strategy the Bank’s assets for the reporting year 2012 have increased by 128%, or 49,8 billion tenge, – up to the amount of 88,7 billion tenge that allowed the Bank considerably strengthening its market positions, in particular, rising 5 lines up over the year (from 25 to 20) in rating of the second tier banks as for assets.

Taking into consideration active growth of business, in particular, at the expense of inflow of clients’ funds, the Bank is keeping significant level of liquid assets. Thus, as at the reporting date the volume of cash and cash equivalents in aggregate with liquid securities portfolio achieved the amount of 20,9 billion tenge that is equal to 24% of amount of assets of the Bank. In its turn, prudential criterion of liquidity level (k4) is met by the Bank subject to more than double margin of safety: providing standard not less than 30% k4 was equal to 71,1%.

Volume of credits (gross) granted by the Bank to the economy, at the end of 2012 amounted to 67,3 billion tenge, having increased for the year by 320%, or 51,3 billion tenge. Active growth of lending is supported by adequate increase in volume of provisions for possible loan loss. Thus, as at the reporting date the volume of provisions amounted to 2 billion tenge that corresponds to level equal to 3% of the credit portfolio. In addition, share of the loans past-due for more than 30 days was equal to 1,6%, id est it is covered with provisions practically twice.

Liabilities
The Bank’s liabilities as at the reporting date amounted to 73,3 billion tenge, having increased for the year by 119,4%, or 39,9 billion tenge. High quality of services, competitive deposit terms, as well as active advertising campaign allowed increasing volume of clients' funds by the amount of 39,9 billion tenge – up to 73,0 billion tenge. In particular, volume of funds of natural persons for the year increased 2,7 times – up to the amount of 16,6 billion tenge.

Capital
For the purposes of support of economic stability of financial institution, in 2012 shareholders of the Bank made decision to increase share capital practically thrice: from 5 billion to 14,5 billion tenge. Additional capitalization in the amount of 9,5 billion tenge was effected at the expense of allocation of ordinary shares to the amount of 5 billion tenge and debut issue of preferred shares to the amount of 4,5 billion tenge. Prudential capital adequacy ratios are kept by the Bank at the level exceeding standards:

K1-1 – 16,6% (standard – not less than 6%)
K1-2 – 17,3% (standard – not less than 6%)
K2 – 18,0% (standard – not less than 12%)

Incomes and expenses
Growth of business volumes has conditioned increase in all items of incomes and expenses of the Bank. Thus, net interest income has increased based on results of the year more than 4 times and amounted to 4,1 billion tenge. Net non-interest income increased by 275% – up to 1,2 billion tenge. Administrative and other operating expenses increased 2,5 times and amounted to 3,1 billion tenge. Cost efficiency (Cost-to-income) ratio was equal to 57%. Profit earned by the Bank for the reporting period amounted to 400,6 million tenge. Returnonequity(ROE) wasequalto3,8%.

Creditrating
On 30 May 2013 the international rating agency Standard & Poor’s (S&P) affirmed credit rating of the Bank – “B-/Stable/C”. “Stable” forecast represents opinion of the rating agency that the Bank will keep adequate funding, liquidity and capitalization ratios during a period of rapid business growth for the next 12-24 months. Among positive rating factors S&P noted adequate capitalization ratios and higher asset quality ratios than comparable banks have.Negative factors, in opinion of S&P, include moderate competitive position in banking sector and not time-proved strategy of growth; risks connected with control of rapid growth of credit portfolio; considerable concentration of funding base and credit portfolio.

“Analysis of financial results achieved by Bank RBK past year confirms efficiency of the development strategy implemented by the Bank. Active business growth is supported by adequate increase in capital, and lending growth is accompanied with creation of provisions on the basis of the most conservative estimations. As a result: above-standard capitalization and liquidity levels are a security of successful functioning and sound growth of the Bank in the future”, – an independent director, a member of the Board of Directors of “Bank RBK” JSC, Mr. Anvar Saidenov, stated.

***

“Bank RBK” JSCis a Kazakhstani universal financial institute with well-balanced development performances. The Bank has sufficient capital, high-grade asset and liability portfolios, adequate amount of provisions, demonstrates stable earning power for a long period of time. The international agency Standard & Poor’s affirmed to the Bank the long-term and short-term counterparty ratings “B-/C” and national scale rating “kzBB-“ (“Stable” forecast).

Contacts for mass media:

Press Bureau of “Bank RBK” JSC
Tel.: +7(727) 330-90-30, ext.: 1518
shen_v@bankrbk.kz
akhremushkin_v@bankrbk.kz
www.bankrbk.kz

X

11 September 2012 y. / 17:46

Bank RBK JSC Issues Its Common Shares

11 September 2012 y. / 17:46

Bank RBK JSC Issues Its Common Shares

Bank RBK Joint Stock Company (hereinafter referred to as Bank RBK JSC, Bank), registered office: 47, Bukhar Zhyrau Ave., Karaganda City 100000, is glad to announce that on 7 September 2012 the Board of Directors of Bank RBK JSC took decision to place common shares of the Bank (state registration of securities issue was carried out on 9 November 2011 subject to Securities Issue State Registration Certificate N А3545) and offers its shareholders to buy newly placed shares of Bank RBK JSC subject to their pre-emptive right.

Type of newly placed securities – common shares of Bank RBK JSC, NIN KZ1С35450010;
Number of newly placed securities – 500,000 (five hundred thousand) common shares;
Ratio of outstanding common shares to newly placed common shares is 1.
To calculate number of newly placed shares that a shareholder is eligible to buy subject to its pre-emptive right proportionally to its existing stake it is necessary to divide number of common shares of the Bank already held by such shareholder by the above-said coefficient and to round the result up or down to an integral number;
Start date of placing common shares of Bank RBK JSC is a release date of this announcement. Shareholder can exercise its pre-emptive right within 30 calendar days after this announcement is released;
Offering price of common shares of Bank RBK JSC: 10,000 (ten thousand) KZT per common share; cash / cashless settlement;
List of shareholders with a pre-emptive right to buy shares of Bank RBK JSC is compiled as of 00:00 September 7, 2012;
Venue of subscription, delivery of applications, release of information about placement of common shares and offering prospectus of Bank RBK JSC’s shares: Fund Management of Bank RBK JSC at 47, Bukhar Zhyrau Ave., Karaganda City, tel: + 7 (727) 330 77 77, fax: + 7 (727) 292-01-44, + 7 (7212) 55-90-30;
Responsible officer: Deputy Chief Executive Officer of Bank RBK JSC Tuganbai Daniyar Serikuly;
Applications for common shares of Bank RBK JSC placed through subscription will be accepted between 09:00 a.m. and 06:00 p.m. (Astana time) with a lunch break between 01:00 p.m. and 0200 p.m.;
In case if during placement of authorized common shares of the Bank its shareholders do not avail of their pre-emptive right, in full or in part, remaining common shares will be placed through subscription to an unlimited range of investors at specified offering price after deadline provided by clause 1 article 16 of the Joint Stock Companies Law of the Republic of Kazakhstan.

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28 August 2012 y. / 09:05

Bank RBK presented famous photo of The Beatles in support of the International Beatle Week

28 August 2012 y. / 09:05

Bank RBK presented famous photo of The Beatles in support of the International Beatle Week

Bank RBK has presented in Almaty one of six shots of The Beatles taken in August 1969 by photographer Ian Macmillan for the Abbey Road cover, 12^th album of the famous band. Bank RBK bought the photograph on May 22, 2012 at Bloomsbury Auctions, UK, for £16,000, auction charges not included. The presentation was held in support of the annual Liverpool International Beatle Week, UK, that dates back to 1987.

Although another shot was used in the Abbey Road cover, the photograph bought by Bank RBK has significant historic and cultural value. The photograph differs from the actual chosen album cover, in three key elements that Paul McCartney is seen wearing sandals, instead of walking barefoot, his cigarette is missing and the fact that The Beatles are seen walking in a different direction. This has prompted a series of bizarre conspiracy theories among some enthusiasts who believe that McCartney actually died in a car accident and has been replaced by a body double.

Bank RBK invites everyone to see the authentic photograph of The Beatles which will be soon exhibited on open access during business hours in bank’s office in Almaty at 13, Square of Republic.

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*****
Bank RBK Joint Stock Company is Kazakhstan-based financial institution with well-balanced financial highlights. The Bank enjoys sufficient capital, high quality asset and liability portfolio, adequate provisions and has demonstrated sustained profit for a long period of time. Today, the bank runs its offices in the cities of Almaty, Karaganda, Shymkent, Astana, Pavlodar and Ekibastuz.
International rating agency Standard & Poor's (S&P) assigned 'B-/C' long- and short-term counterparty ratings and 'kzBB-' Kazakhstan national scale rating to the Bank. The outlook is "Stable".
Bank RBK is a member of the Kazakhstan Stock Exchange, Association of Financiers of Kazakhstan, system of mandatory collective insurance of retail deposits of the Republic of Kazakhstan, partner of Damu Business Development Fund within the Business Road Map 2020 Program as well as Society for Worldwide Interbank Financial Telecommunications (SWIFT).

For information:
Bank RBK JSC Press Service
Tel.: +7(727) 330-77-77, ext 1277
zaynavdinova_z@bankrbk.kz

X

24 July 2012 y. / 13:35

Bank RBK JSC Sums up its H1 2012 Performance

24 July 2012 y. / 13:35

Bank RBK JSC Sums up its H1 2012 Performance

Bank RBK JSC has posted its unaudited IFRS H1 2012 financial statements on its corporate website. In the reporting period the Bank boasts a significant improvement of all key financial highlights. In particular, as of 1 July 2012 Bank’s assets totaled 71,888 ml KZT surging 85% or 33,018 ml KZT more compared to early 2012.
Loan portfolio of the Bank reached 46,232 ml KZT on the key date. Liquid assets stood at 20,658 ml KZT accounting for 29% of total Bank’s assets.
Liabilities of the Bank in H1 2012 soaredby85% to 61,702 ml KZT. Key item that affected an increase in liabilities is funds held for customers that reached 58,846 ml KZT as of the reporting date. Thus, funds held for customers grew by 78% over the reporting half-year.
Authorized capital of the Bank made 9,500 ml KZT (up 90%). Own capital of the Bank was 10,187 ml KZT (swelling by 86%). As of the reporting date net interest income before reserve formation totaled 1,316 ml KZT demonstrating a 4-fold year-on-year increase due to growing interest income from lending operations.
Net noninterest income in H1 2012 also surged by 4 times compared to the similar period of last year and totaled 418 ml KZT. In the reporting half-year the Bank secured 94.7 ml KZT profit, a double increase vs. H1 2011.

*****
Bank RBK JSC is a full-service bank with well-balanced financial highlights.International rating agency Standard & Poor's (S&P) assigned 'B-/C' long- and short-term counterparty ratings and 'kzBB-' Kazakhstan national scale rating to the Bank. The outlook is "Stable". On July 23 S&P affirmed its credit ratings on Bank RBK JSC.

The rating affirmations follow a decision by the Board of Directors of the National Bank of the Republic of Kazakhstan to suspend Bank RBK's license to open new accounts and to take new retail deposits for six months dated July 4, 2012. They reflect rating agency’s view that the suspension will have no material negative impact on the bank's business and financial profiles.
In the opinion of S&P, Bank RBK will be able to maintain adequate liquidity and capitalization in the short-run as the Bank has an "adequate" liquidity position.
Bank RBK is a member of the Kazakhstan Stock Exchange, Association of Financiers of Kazakhstan, system of mandatory collective insurance of retail deposits of the Republic of Kazakhstan, partner of Damu Business Development Fund within the Business Road Map 2020 Program, member of the Society for Worldwide Interbank Financial Telecommunications (SWIFT) and an associated member of Visa International.
Today the Bank runs its branches in the cities of Almaty, Karaganda, Shymkent, Astana, Pavlodar and Ekibastuz.
For information:
Press Service of Bank RBK JSC
Tel: +7(727) 330-90-30, вн. 1107
tleulin_n@bankrbk.kz
www.bankrbk.kz

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24 July 2012 y. / 13:33

S&P affirms Bank RBK 'B-/C' ratings; outlook stable

16 July 2012 y. / 11:59

Bank RBK JSC Adds 5 bl KZT to its Capital

16 July 2012 y. / 11:59

Bank RBK JSC Adds 5 bl KZT to its Capital

Bank RBK JSC announces its plans to add 5 bl KZT to its capital. Following planned extension the Bank will have 15.3 bl KZT capital. ‘Given almost a twofold increase in H1 2012 key figures and actions of the state regulator shareholders are determined to fortify benign changes in the market position of the Bank by adding 5 bl KZT to its capital,’ Deputy Chief Executive Officer of Bank RBK JSC Daniyar Tuganbai indicated.
As of July 1, 2012 assets of Bank RBK JSC totaled 71.9 bl KZT an 84% surge from early 2012. Its loan portfolio stood at 45.3 bl KZT soaring by 184% for a reporting half-year. In connection with a 6-month suspension of Bank’s license to take on new retail deposits and to open new retail accounts planned capital expansion will allow the Bank to accomplish its 2012 goals of SME financing. Shareholders of Bank RBK JSC have also taken decision to switch the Bank to a moderately conservative development model despite broad market prospects it faces. This step will enable the Bank to ensure a well-balanced growth in mid- and long-term outlook and to make the Bank more resistant to possible fluctuations on the global financial and commodity markets.
As of 1 July 2012 Bank RBK JSC boasts its capital adequacy coefficient (К1-1) = 13.5% (regulator’s requirement of at least 6%); capital adequacy coefficient (К2) = 14.5% (regulator’s requirement of at least 12%); current liquidity (К4) = 114.68% (regulator’s requirement of at least 30%). ***
Bank RBK JSC is a full-service bank with well-balanced financial highlights.International rating agency Standard & Poor's (S&P) assigned 'B-/C' long- and short-term counterparty ratings and 'kzBB-' Kazakhstan national scale rating to the Bank. The outlook is "Stable". In May 2012 S&P affirmed its credit ratings on Bank RBK JSC.

Bank RBK is a member of the Kazakhstan Stock Exchange, Association of Financiers of Kazakhstan, system of mandatory collective insurance of retail deposits of the Republic of Kazakhstan, partner of Damu Business Development Fund within 2020 Business Road Map Program, member of the Society for Worldwide Interbank Financial Telecommunications (SWIFT) and an associated member of Visa International.
Today the Bank runs its branches in the cities of Almaty, Karaganda, Shymkent, Astana, Pavlodar and Ekibastuz.

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